IT, Tech, Computers

July 24, 2014,Posted by: Admin

SHOULD YOU FINANCE THAT COMPUTER?

 

So you need a new computer but you’re just stumped on how to go about getting the right one. Hang on, this article is for you.

First things first, before you jump in and get a computer, you need to take a step back and ask yourself some fundamental, yet essential questions.

1.) HOW MUCH AM I WILLING TO SPEND?

2.) WHAT TYPE OF COMPUTER DO I WANT?

After establishing exactly how much you have in your budget for a computer, the next step is to decide on the type of computer you want i.e. a desktop, a laptop or a tablet. These three types are different based on how big, small or portable they are, and how they work. Desktops are the biggest and also have the lowest portability but in terms of functionality, they are the best. Laptops are of variable sizes and portability, but even the biggest ones are still smaller than desktop computers. Laptop computers are highly functional as well and some are almost as capable as desktop computers, but not quite, due to attempts to lengthen battery life by reducing computing power somewhat. Tablets are the smallest and have the highest portability. The display in each of these reduces in size from desktop to laptop to tablet.

3.) DO I BUY AN APPLE PRODUCT OR A DIFFERENT COMPUTER

Apart from Apple computers, we have computers that run on android, windows, and Linux to name a few. Users of windows will not have much of a problem with Linux computers. In fact, with Linux, owing to the fact that you only pay for the hardware, due to the OS being free, it is usually cheaper than computers that run on Windows and Apple.

Apple products have a very controlled market meaning they work impressively well and have few issues. An Apple computer can hardly be attacked by viruses and malware and the computers are simply beautiful. However, they are also quite costly. Due to the fact that it does not malfunction easily when it does happen to malfunction, the owner is in a big fix. Even if the computer has a warranty that applies to the problem, the owner still has to wait in line at the store before turning it in for fixing. Repairs are equally costly.

For computers that run on Windows 7, the owner has to be careful. They are the most prone to attacks from viruses, spy, and malware. They are also the most sold computers around and can be quite cheap in some cases.

4.) WHAT MANUFACTURER DO I LIKE?

Different manufacturers of computers have their own style when it comes to making and selling their computers. Personally, I don’t fancy manufacturers that add extra functions beyond what the computer OS comes with. HP, for instance, sells computers with unnecessary software. Lenovo has pretty secure computers for data storage, but due to that, they are also terribly difficult to fix. Also, pre-assembled computers are usually cheaper than custom-built ones.

Once you have answered those questions, then it is time to begin shopping. A good way to do this is to first go online to shop and then visit the store proper, to make your final choice before buying. Whenever you browse for computers to buy, always check for customer reviews and then compare the prices for the most favorable ones with your budget. Also, do not forget to choose at least three computers to compare before making a decision. Many sites will allow you do this.

If you are buying a Windows 7 computer, then you can check the Windows Performance Index which will help measure how the various components of the computer perform when combined. It is shown as a single number with a range of 1 to 7.9. In less capable computers, one might observe a 3.4 to 4.5 Performance Index range. Of course, to a human, the performance of a 3.4 computer and 4.5 computer will most likely be the same. For any difference to be observed, the range needs to be raised to about 7.5.

While in the store, if you wish to check this Performance Index, as the person attending to you to start up the machine and show you. To check yourself, on a Windows 7 computer, click on ‘Start’ then click on ‘Computer’ to release a menu and from that menu, select ‘Properties’.

While Apple computer hardware does not operate as fast or have as much capacity as Windows computers, they perform similarly well or even better at times, because the OS is different and is controlled rather tightly.

Lastly, before making a choice, you would need to study the display capability. LED which stands for Light Emitting Diode is the kind of backlighting used by most Monitors these days. Screen resolution is measured using pixels horizontally and vertically e.g. 1600 x 900 and so on. Also, the size of the screen also has a part to play in determining the visibility. Images on larger monitors are usually much clearer.

Finally, do not buy a new computer simply because it is expensive. Only go for the most expensive ones if they are the only ones with features you need. If not, buy the ones with a moderate price and good features. For example, if a computer were to cost about say $3,000 and another whose features are somewhat lower costs say $1,000 it would be wiser to go for the cheaper one because, if you buy a computer every year at the price of $1,000, by the third year, you would have a much better computer than that one you almost bought for $3,000, three years ago.

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Before you choose to finance, make sure you study your credit card rate against the interest rate given for the purchase to be financed, then select the cheaper option.

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